Your advice is split into three sections below. Each section is designed to empower you with the information and tools to improve your situation.
What you've really got: about your money and changes you could make to your budget.
Maximise your money: about ways you may be able to increase your income such as benefits you may be able to claim and ways of getting more for your money.
How to deal with your debts: about potential solutions to address and manage your debts effectively.
Your benefits overview
You're already claiming
£1,327 a month
You could also claim
£876 a month
The benefits you could get are based on the details you've given us, but we can't guarantee you'll be eligible. The calculation uses the 2026/27 benefits and tax rates.
Apply for these benefits to add £876 a month to your income. We've put them in order, so start with step 1. As you apply, update the benefits you receive and your plan will update too.
1
Disability Living Allowance for Children
£464 / month
🕑 40 to 60 minutes to complete the application
📅 Funds received in 8 to 12 weeks · Paid every 4 weeks
Disability Living Allowance for Children helps with the extra costs of looking after a child who needs more care than a child of the same age without a disability, or who finds it difficult to walk.
📅 Funds received in 3 to 6 weeks · Paid every 4 weeks
Carer's Allowance is a payment you receive if you're caring for someone at least 35 hours a week, and the person you're caring for gets disability benefits. If you live in Scotland, you should apply for Carer Support Payment instead.
Help to Save is a savings account where, for every £1 saved over 4 years, the government tops up with a bonus of 50p. Being government-backed, all savings in this scheme are safe and secure.