The Benefits Calculator in My Money Steps

An interactive walkthrough of the client journey, and the guide to build it

Objective

This guide shows how the Inbest Benefits Calculator could be embedded in My Money Steps, offering a seamless income maximisation feature in the Get your advice section. It includes an interactive demo you can click through, and details how your team would build it.

This is a potential example. We would welcome feedback from Money Advice Trust on improvements and additional client journeys.

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The end-to-end client journey

Three stages take a client from the budget they have already completed to a personalised plan to claim their benefits.

1 · My advice, before the calculator

An estimate from the budget they have already completed

The client sees an estimate of the benefits they could be missing, calculated from the income and expenditure they have already entered in My Money Steps, and is invited to run the full check.

2 · The benefits calculator

The full check, pre-filled with what they have already entered

The client completes the benefits eligibility questionnaire, pre-filled from their budget so nothing is asked twice. The results page shows only the benefits they are eligible for, each with the amount, how to claim, the documents needed and the expected timeframe.

3 · My advice, after the calculator

A personalised action plan

The client gets a personalised action plan and can download it as a PDF or receive it by email, to keep or bring to an adviser. They can also edit their answers, open the full results page, and update the benefits they already receive, so the plan always reflects where they are.

How your team would build it

Each section of the journey maps to a single Inbest API endpoint. Your team builds the experience in your design system; the calculation engine and benefit rules stay behind our API, always up to date.

Endpoints for each section

SectionEndpointWhat it returns
My advice, before the calculatorbenefits_estimation_debtThe estimated benefits amount from the client's income, expenditure and debt inputs, plus a unique link into the full calculator.
My advice, before and after the calculatorget_user_objectThe client's benefits entitlement, from the estimate or the full calculation, and their stage in the journey.
Results page, and My advice after the calculatorget_user_benefits_descriptionThe benefits the client is eligible for: names, amounts, descriptions, claim steps and links.
PDF downloadpdf_calculatorThe downloadable PDF of the client's results and the answers they gave.

The full technical reference, with every endpoint, the URL parameters and the SFS field mapping, is in the Benefits Calculator product manual. We provide Swagger documentation and a sandbox for your team to build against.

A progressive integration

Start simple to get the calculator in front of clients quickly and at low risk, then deepen the integration as the analytics show what works. Each step is a working, live integration in its own right.

StepYou build in your design systemServed as an iframeTimeframe
1The My advice sectionThe questionnaire and the results page2 weeks
2The My advice section and the results pageThe questionnaire only2 weeks
3The whole calculator, including the questionnaire, built natively on our API and SDKsNothing, fully embedded6 weeks